In Massachusetts, we’re no strangers to wicked cold winters, which are then followed by hot and muggy summers. Constant fiddling with fans and thermostats inevitably causes us to spend more on electricity and oil or gas to heat and cool our homes. 

In an attempt to curb these never-ending costs, the state has launched the Mass Save program, which serves to offer incentives in the form of discounts and rebates on energy efficient appliances in order to help Massachusetts residents save hundreds of dollars on energy, year after year.

In this blog, we will review what exactly the Mass Save program is, how the HEAT Loan works, and all the ways you can save on energy efficient appliances, including LED light bulbs, smart thermostats, insulation, and more – effectively saving you up to $2,750 per year!

What is the Mass Save program?

The Mass Save program provides a series of rebates, discounts, and loans for energy efficient products in Massachusetts homes. Mass Save is a collaboration between the state of Massachusetts and local energy providers, including:

The goal of Mass Save sponsors is to help reduce energy costs and ease pollution in the state by encouraging people to adopt simple energy efficiency improvements. 

Some lower-income individuals may even qualify to get many of the energy improvements for free! See if you qualify for those benefits here.

Who can take advantage of the Mass Save program?

The Mass Save program can help just about everyone in Massachusetts save money on energy bills, including homeowners, renters, landlords, businesses, and schools. 

It offers incentives on energy efficient appliances, including Energy Star-certified appliances, as well as free energy assessments, courtesy of a certified energy specialist. 

Image source: Energy Star

These features are available for residents and businesses alike, with business owners eligible for the services at a reduced cost.  

Mass Save will have you saving even more on your bills when you go solar. Calculate your solar payback period

How to maximize energy savings with Mass Save rebates

One of the ways to ensure you get the most out of the Mass Save program is by purchasing energy efficient products at the Mass Save online store. The store offers deep discounts and rebates on a variety of energy-saving household items.


Switching out old light bulbs

For anyone still using incandescent lights—you know, the light based on Thomas Edison’s 1878 light bulbs—or even fluorescent lights, this is the easiest, low-hanging fruit to help cut your energy bills. But how could switching out your bulbs lead to significant energy savings?

While one old light bulb might cost $1.70 a month to use, an equivalent LED might cost just $0.27 a month to use. To put it in perspective, 10 regularly used light bulbs in a home could cost about $17 a month and $204 a year to use, where 10 LEDs would cost $2.70 a month and $32.40 a year to use. That’s over $170 in savings, per year!

The Mass Save store offers LEDs as low as $2.75 per bulb, and they last for at least 15 years, as compared to an incandescent bulb which might last two years with constant use. Be sure to check out the store often as it offers extra discounts throughout the year.

Advanced and smart power strips

Another great way to reduce energy use is by taking advantage of the Mass Save rebates for advanced power strips. When electronics are plugged in they draw power from outlets, even if the device is off. This is often called a phantom load. Phantom loads can end up costing you over $100 a year! That’s where advanced power strips come in. 

Advanced power strips, also known as smart power strips, are able to save energy by turning off the juice to the outlet when devices are off or idling. Most advanced power strips have what are known as “always-on outlets”, so devices that need continuous power (like your WiFi modem!) remain on, while the power to things like your computer speakers are cutoff. 

Advanced powerstrips prevents phantom loads from sucking the energy out of your home and the money out of your pocket. The Mass Save store offers some advanced power strips for as little as $8.48. 

Smart home devices

Smart homes tend to use less energy than traditional homes. Because of this, The Mass Save store also provides substantial discounts on various smart home equipment. Smart home automation allows you to easily control your appliances, thermostat, and even your lighting. 

Devices like smart thermostats have the ability to learn your schedule and habits in order to control the temperature of your home, thereby maximizing energy savings. Mass Save offers some serious discounts on smart thermostats, cutting the cost down by $100. They also have discounts on Google Home smart speakers, allowing you to take full control over your energy usage through voice commands. 

Making your home smarter has the potential to save you money on your electric bill every year by allowing you to have more control over your energy usage. 

Do household appliances qualify for Mass Save rebates?

The answer is yes! Massachusetts residents will be able to enjoy the rebates that come with the use of many large energy efficient home appliances, thanks to the Mass Save program.

All you need to do is undergo a Mass Save no-cost Home Energy Assessment in order to qualify. 

The program will offer the biggest potential savings on new washing machines, with rebates as high as $150. See the table below for the complete list of Mass Save rebates on appliances:


Save big on heating and cooling expenses with Mass Save rebates

The Mass Save program offers rebates that cover a wide variety of heating and cooling expenses, ranging from gas water heaters to electric cooling. 

Mass Save will even cover some of the installation costs for smart and programmable thermostats. This brings the total cost of equipment such as the Nest Thermostat E to only $100

See the table below for all Mass Save rebates on heating and cooling equipment: 

Equipment Mass Save Rebate (as of April 2020)
Gas heating $2750
Propane heating $2300
Electric heating and cooling Up to $1250
Oil heating Up to $800
Propane water heaters Up to $800
Gas water heaters Up to $700
Gas heat recovery ventilator This rebate no longer exists
Oil water heater Up to $400
Gas, oil, and propane outdoor boiler reset controls This rebate no longer exists
Smart and programmable thermostats Up to $100 (plus free installation)

What is a Mass Save HEAT Loan?

The Mass Save HEAT Loan program offers customers the opportunity to apply for a 0% loan for the installation of qualified energy-efficient improvements in their homes. Click here for a complete list of loan options and loan terms.

The HEAT Loan offers the following:

  • Covers up to $25,000 in energy efficiency improvements, including replacing heating and cooling systems, water heaters, insulation, and even replacement windows
  • Payback period of up to 7 years
  • High-efficiency wood pellet boilers (at least temporarily)
  • Grants to remove asbestos and vermiculite, in addition to upgrading knob & tube wiring for income-qualified applicants

How to apply for a Mass Save HEAT Loan

A free energy assessment of your home must be reviewed by a Mass Save representative prior to determination of loan eligibility. Call the Mass Save phone number at 1-866-527-7283 or click here for more information.

Double (or triple!) your energy savings by adding solar panels to your home

One of the best options in Massachusetts to save even more on energy is going by solar, especially now that the new SMART solar incentive program is in effect.  

The SMART program builds on Massachusetts’ previous successes with solar incentives and has helped create a longer-term solar incentive program that both homeowners and utilities benefit from.

Under the new solar incentives, for instance, a homeowner in Boston could save up to $72,557 in energy costs over the course of a solar installation’s 20 year-plus lifespan. To compute the cost of solar panels for your home and how much money they will save you depending on your specific circumstances, simply enter your zip code into the calculator below.

See how much you can save with solar panels your home